Making it Easy for Homeowners

Making it Easy for Homeowners

by Susan Neuhalfen

Whether you are a homeowner or you want to be a homeowner, Peggy Krueger at First United Bank will make your life easy.

For those who want to build a new home, Peggy specializes in a one time closing loan. Instead of signing one loan for construction and another for permanent financing, she puts them together in one loan. There are two distinct advantages to this: the first is that you lock in the interest rate the first time around; and second, you don’t have to hassle with working on the financing again while building your house.

“When you’re ready to move into the house, the last thing you want to do is work on the financing again,” said Peggy. “It takes that hassle out of the equation.”

As the stock market goes up so do interest rates, so locking in a low rate early is key.

Once the house is complete, the appraiser will inspect the property to make sure it matches the approved plans. The customer just needs to secure homeowner’s insurance, sign the new note and start packing.

Peggy has even MORE good news for those looking to get a home equity loan. They now offer home equity loans for those with existing agricultural exemptions. Along with this change, the conforming loan amount has increased to a loan amount of $453,100 and a FHA loan has increased the loan limit to $362,250. This means that it is easier than ever before to get into the home of
your dreams.

Peggy also understands the self-employed borrower. She makes the entire process simple by not passing you off to a bunch of different people. She does it all from start to finish.

“Customer service is a big deal to me,” said Peggy. “I help my customers get through the process quickly and easily, every step of the way.”

Mortgage Loan Consultant
NMLS# 370494
940.465.4598 Mobile
940.240.5000 Office
1235 S. Main, Suite 100
Grapevine, TX 76051

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